MoneyGeek's Take The Navy Federal More Rewards American Express card benefits offer great value if you’re a member of the Navy Federal Credit Union who spends a lot on everyday categories like dining, groceries, gas and transit. You can earn 3x points per dollar spent on these categories and 1x point per dollar for all other purchases. Advertising & Editorial DisclosureLast Updated: 10/10/2022 Last Updated: 10/10/2022 On This Page The Navy Federal More Rewards American Express card card rewards you for spending on everyday categories. If your food, grocery and gas expenses are high, you can quickly rack up reward points at a generous 3x points per dollar for these categories. All other eligible purchases earn you 1x point per dollar. This card is also relatively low on fees compared to competitors and has no foreign transaction or annual fees. However, you need to have a military background and be a member of the Navy Federal Credit Union to qualify for the Navy Federal More Rewards American Express card credit card. Navy Federal More Rewards American Express card at a GlanceThe Navy Federal More Rewards American Express card card stands out as a low-cost rewards card that has no annual fee, no foreign transaction fees, no balance transfer fees and no cash advance fees. The generous rewards rate in everyday spending categories means you can get a lot of value from this card without having to pay costly fees.
Pros & Cons ExplainedIf you spend a lot on categories like restaurants, groceries and gas, the Navy Federal More Rewards American Express card card is a solid choice. However, like any other credit card, it has pros and cons that you should consider before signing up. Pros
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LOOKING FOR THE BEST CREDIT CARDS OF 2022? The Navy Federal More Rewards American Express card card may be the best rewards card for you if you have a military background. However, if you are not a member of the Navy Federal Credit Union, you can check out MoneyGeek’s recommendations of the best rewards credit cards to see which card suits your needs best. Bonuses & Rewards ExplainedNavy Federal More Rewards American Express card is a great rewards card for racking up points on everyday spending. It also offers plenty of redemption options making it convenient and easy to use. 1 Reward ProgramsThis card has a tiered reward structure with everyday spending categories like restaurant and food delivery, supermarket purchases and gas expenses earning you 3x points per dollar. Every other eligible category earns you one point per dollar spent. You can earn even more points if you shop online through Navy Federal’s Member Deals platform, where you get a rewards rate of 15 points per dollar. 2 Redeeming RewardsThere are multiple ways to redeem your Navy Federal More Rewards American Express card points including:
Other Features ExplainedThe Navy Federal More Rewards American Express card offers members generous rewards on everyday spending categories like groceries and gas. It also comes with the following standard features
MONEYGEEK QUICK TIP The Navy Federal Credit Union’s Member Deals platform often has promotions that can earn you extra rewards on purchases. Check the platform regularly to see if there are extra rewards and bonus points that you can take advantage of to get the most out of your Navy Federal More Rewards American Express card card. Understanding the Fine PrintOne of the Navy Federal More Rewards American Express card benefits is that it’s relatively low on fees compared to competitors. However, there are still some key rates and fees you need to be aware of when signing up.
WHERE TO FIND THIS INFORMATION? To learn more about the Navy Federal More Rewards American Express card application process, fees and other features, you can check the card issuer's website or use sites like MoneyGeek. If you want to compare this card with other cards in your wallet, you can get the latest fees and features of your existing cards from your latest billing statement. You can also get useful information from the credit card agreement database. Who Should & Shouldn’t Consider Navy Federal More Rewards American Express card?Loading... Loading... Other Considerations for Navy Federal More Rewards American Express cardThe Navy Federal More Rewards American Express card card is a solid choice for most people who qualify since its tiered reward system favors everyday spending. But does its usefulness vary depending on the other cards in your wallet? Things to Consider if This Will Be Your First or Only Credit CardIf this is your primary rewards card, you should keep the following in mind:
Things to Consider if This Will Be an Additional Card in Your WalletThe Navy Federal More Rewards American Express card Card can make a good supplemental card in your wallet. You can make the most of it as a secondary card by keeping the following considerations in mind.
WHY TRUST OUR REVIEWS MoneyGeek uses a comprehensive methodology and review process to rate credit cards. We collect credit card information and standardize data point weights and potential cardholders' spending profiles. Our process also factors in the cards' value and ranks them in different categories. MoneyGeek also obtains data from the Consumer Finance Protection Bureau’s database, determines their long-term value and carries out regular re-ranking. How Navy Federal More Rewards American Express card Compares to Other CardsIf you are a Navy Federal Credit Union member, the Navy Federal More Rewards American Express card card is hard to beat in terms of rewards, fees and perks. However, if you prefer a card with more flexibility and a 0% introductory APR, options like the Capital One Quicksilver Cash Rewards Credit Card card may be a better fit for you. Quick Comparison of Navy Federal More Rewards American Express card Navy Federal More Rewards American Express card Card
Capital One Quicksilver Cash Rewards Credit Card Card
Other Helpful Decision-Making Q&AsYou can find more information about the Navy Federal More Rewards American Express card application process and features in the frequently asked questions below. Learn more about credit cards in generalExplore Topics Find Your Best sources
*Rates, fees or bonuses may vary or include
specific stipulations. The content on this page is accurate as of the posting/last updated date; however, some of the offers mentioned may have expired. We recommend visiting the card issuer’s website for the most up-to-date information available. Is Navy Federal Amex a real Amex card?Is the Navy Federal More Rewards American Express Card a real American Express card? Yes, the Navy Federal More Rewards American Express Card is an American Express credit card. However, the points you earn with this card are not eligible for redemption within the Amex Membership Rewards program.
Is the Navy Federal American Express credit card good?The More Rewards American Express card from Navy Federal Credit Union is a solid pick among credit cards for everyday spending. Among no-annual-fee credit cards, earning an uncapped 3 points per dollar spent on groceries, gas, transit and dining is best-in-class.
What is the easiest credit card to get from Navy Federal?The easiest Navy Federal credit card to get is the Navy Federal Credit Union nRewards® Secured Credit Card because you can get approved with Bad credit. The Navy Federal Credit Union nRewards® Secured Credit Card requires a refundable deposit (minimum of $200), and the deposit becomes your credit limit.
Can you get an American Express card with a 700 credit score?The American Express credit score requirement is 700 or better, depending on the card. That means people with good to excellent credit are eligible to get approved for an American Express credit card.
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