Navy federal credit union business account customer service number

Elevate Your Business’s Purchasing Power

Our GO BIZ® Rewards credit card is designed to help keep your business moving forward. Enjoy a great rate, no annual fee, your choice of rewards and more. The GO BIZ® Rewards card also makes it easier to keep your business and personal finances separate while tracking and managing your expenses. 

Plus, the card features contactless technology, so you can make purchases quickly and securely with just a tap. 

• Available as Visa® or Mastercard®
• No foreign transaction fees
• No earnings cap4
• Great for travel and expenses
• Multiple cardholders available
• Zero Liability policy for unathorized transactions

Business credit card terms and conditions PDF

Additional Benefits

Visa

With a Navy Federal GO BIZ® Rewards Visa Credit Card, you’ll not only expand your small business’s buying power—you’ll also have access to Visa’s special security benefits.

GO BIZ® Rewards Mastercard cardholders enjoy additional business programs and benefits to empower their purchases. Mastercard’s suite of offerings make managing small business spending simpler. Select services include:

• Begin the application process by signing in to our secure portal using your Navy Federal personal credentials.

• Complete the application form and beneficial owner form (if required). Print them out and sign with a pen (digital signatures aren’t accepted). Then scan the signed document(s) and submit online using your Navy Federal business credentials.

You’ll receive an update approximately 7–10 business days after you’ve submitted your request.

Note: If you’re a Navy Federal employee applying for business credit, you must contact Business Solutions by calling 1-877-418-1462 to apply.

1

As of 09/01/2022, GO BIZ® Rewards credit card rates range from 10.65% APR to 18% APR, are based on creditworthiness, and will vary with the market based on The Wall Street Journal Prime Rate. ATM cash advance fees: None if performed at a Navy Federal branch or ATM. Otherwise, $0.50 per domestic transaction or $1.00 per foreign transaction.

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2

ATM Cash Advance Fee: None if performed at a Navy Federal branch or ATM; otherwise, $0.50 per domestic transaction or $1.00 per foreign transaction.

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3

Rewards are earned on eligible net purchases. "Net purchases" means the sum of your eligible purchase transactions minus returns and refunds. Eligible purchase transactions do not include, and rewards are not earned for, the following transactions: cash advances, convenience checks, balance transfers, gambling, or fees of any kind, including finance charges, late fees, returned check fees, and ATM cash advance fees. Cash equivalent transactions, such as the purchase, loading, or reloading of gift and prepaid cards (e.g., money orders, GO Prepaid Cards and other cash equivalent gift cards), may not be eligible purchase transactions and may not earn rewards. Rewards expire 4 years after they are earned, as long as the account is open.

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4

Points expire 4 years from the month in which they were earned, as long as the account is open.

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5

Best Buy, The Best Buy logo, tag design and BestBuy.com are trademarks of BBY Solutions, Inc.

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Better Banking at Your Fingertips 

• Remember your Access Number—it's your key to Navy Federal. You’ll need it to identify yourself in branch, on the phone and the first time you sign in to digital banking. If you don’t have your Access Number, you can recover it. 
• Never miss a payment with free, online Bill Pay.
• Easily transfer money to another member. Transferring money to non-members? Zelle®1 makes it easy to send money to family and friends in minutes.

Money Management Made Easy

• Set up Direct Deposit for quicker access to your pay. Our routing number is 256074974.
• Activate your debit card in seconds using digital banking.
• Go paperless and secure your statements—it’s easy, convenient and you can access up to three years of statements.

Connect with Us 

• Visit us at one of over 300 branches worldwide—many of which are on or near military installations
• We’re here 24/7/365—there’s always a stateside member rep ready to help you. Get your questions answered in real-time with online chat or call us today.
• We want to stay connected with our members. Join the conversation on Facebook, Twitter and Instagram.
• Learn the different ways you can bank with us through the app, online, at a branch and more.

1

Zelle is available to bank account holders in the U.S. only. To receive money in minutes, the recipient's email address or U.S. mobile number must already be enrolled with Zelle. Zelle and the Zelle-related marks are wholly owned by Early Warning Services, LLC and are used herein under license. Note: This service is not intended to replace the current member-to-member transfer options Navy Federal offers. It is available for members who do not have the option to complete an internal transfer or an ACHO (Automated Clearing House Operation) with an account and routing number. Members can also send funds to non-Navy Federal members.

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