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Hilton Honors American Express Card Review: Earn Bonus Hilton Points for Travel
Contributing Writer Holly Johnson is a credit card expert and writer who covers rewards and loyalty programs, budgeting, and… October 27, 2022 | 3 Min Read We want to help you make more informed decisions. Some links on this page — clearly marked — may take you to a partner website and may result in us earning a referral commission. For more information, see How We Make Money. Terms apply to American Express benefits and offers. Enrollment may be required for some American Express benefits and offers. Visit americanexpress.com to learn more. Hilton Honors American Express Card Editor’s Score: (4.025/5) Intro offer: Annual fee: $0Regular APR: 19.49%-28.49% VariableRecommended credit score: 670-850 (Good to Excellent)Rewards rate: Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged directly with hotels and resorts within the Hilton portfolio. Earn 5X Hilton Honors Bonus Points for each dollar of eligible purchases at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations. Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card. NextAdvisor’s TakePros
Cons
The Bottom Line The Hilton Honors American Express Card is a solid choice for anyone who prefers to vacation at Hilton hotels and resorts, especially if your travel is only occasional. The card has a great welcome bonus and rewards for no annual fee, though more frequent Hilton travelers could get higher points bonuses and enjoy more premium perks with other co-branded Hilton cards. Additional Card Details
Card TypeThe Hilton Honors American Express Card is a co-branded travel rewards card geared toward frequent Hilton customers. Annual FeeThis card does not have an annual fee. Welcome OfferThis card has a welcome offer of 80,000 Hilton Honors bonus points after you spend $1,000 in purchases on the card the first three months RewardsThis card offers 7x Hilton Honors Bonus Points on purchases charged directly to a Hilton hotel or resort; 5x Points at restaurants, supermarkets, and gas stations in the U.S.; and 3x Points on everything else. You’ll earn rewards as Hilton Honors Bonus Points. These points are most valuable when you redeem for future stays with Hilton properties. FeesThis card charges no annual fees and no foreign transaction fees. The card has a variable APR of 18.74% to 27.74% and charges a penalty fee of up to $40 for late or returned payments (See Rates & Fees) . Pro TipOccasional travelers or travel card beginners who prefer Hilton properties will enjoy the no annual fee Hilton Honors American Express card. Before applying, make sure you pay off any existing debt and can pay your balance in full each month to avoid this card’s high variable APR. How to Use the Hilton Honors American Express CardAfter approval, you can start accruing points by cashing in on the 80,000-point bonus offer — spend at least $1,000 on purchases using your card within the first 3 months to qualify. Since the Hilton Honors American Express Card offers more points on paid Hilton stays than in any other category, you should use it each time you stay at any hotel or resort within Hilton’s portfolio. Not only will you earn 7 points per dollar on your hotel booking, but you’ll also get the bonus on incidentals you charge to your card at your Hilton hotel or resort, such as spa treatments and room service. You’ll also earn 5 points per $1 spent at U.S. restaurants, U.S. supermarkets and U.S. gas stations, as well as 3 points per $1 on other purchases. If you don’t have another rewards card that earns higher points or cash back value, the Hilton Honors American Express Card can be a decent option for your everyday spending. This is an American Express card, but you’ll earn points under the Hilton Honors program, not Amex’s Membership Rewards program. Points redemptions for hotel stays vary based on property and the dates of your booking, so there’s not a standard rate at which you can cash in your points. But the elite status benefit you get with this card can help you stretch your points even farther. With your automatic Silver elite status, you’ll qualify for a fifth night free when you redeem points for four award stays in a row. This means that, if you find a property you want to book for 60,000 Hilton Honors points per night, you can book five consecutive nights for 240,000 Hilton Honors points instead of 300,000. In addition to hotel and resort stays, you can use your points toward purchases with merchants like Lyft or Amazon, for car rentals, exclusive experiences through Hilton, or exchange for points or miles with Hilton’s 30+ travel partners. Hilton Honors American Express Compared to Other Cards
Should You Get This Card?The entry-level Hilton Honors American Express card is a good option for anyone who wants to earn Hilton Honors points toward upcoming hotel stays and enjoy a few added travel benefits without paying an annual fee. Among Hilton’s card lineup, this card is the one that’s best suited for infrequent travelers or those who don’t stay exclusively with the hotel brand. If you travel frequently to Hilton properties, one of the more premium Hilton options will likely add more value to your Hilton stays. Other co-branded Hilton credit cards — like the Hilton Honors American Express Surpass® Card (See Rates & Fees) and Hilton Honors American Express Aspire Card*— charge annual fees ranging from $95 to $450, alongside increased rewards values and hotel benefits. *All information about the Hilton Honors American Express Aspire Card has been collected independently by NextAdvisor and has not been reviewed by the issuer. For rates and fees of Hilton Honors American Express Card, please click here For rates and fees of Hilton Honors American Express Surpass® Card, please click here Frequently Asked QuestionsIs Hilton Honors Amex a good card?The Hilton Honors American Express card is a good option for occasional travelers who want to rack up hotel points with Hilton’s loyalty program. If you travel often or want more premium benefits and perks, other co-branded Hilton Honors credit cards may be a better fit. What credit score is needed for a Hilton Honors Amex card?You’ll have the best chances of approval for the Hilton Honors American Express card if your credit score is good to excellent, or 670 and above. Where can I use my Hilton Honors American Express?You can use your Hilton Honors American Express Card anywhere Amex cards are accepted, whether you’re shopping online, buying groceries or paying bills. You’ll earn bonus points on your purchases in the following categories:
What credit do you need for Hilton Honors card?The Hilton Credit Card credit score requirement is 700 or higher. This means you need a good credit score to get this credit card.
What is the easiest Amex card to be approved for?When applying for the Amex Blue Card, try to have a good credit score, which is a FICO® Score of 670 or above. This is one of the easiest Membership Rewards cards to open, and even consumers with average credit scores have a decent chance of approval.
Which is the hardest American Express card to get?Centurion® Card from American Express
Why it's one of the hardest credit cards to get: The hardest credit card to get is the American Express Centurion Card. Known simply as the “Black Card,” you need an invitation to get Amex Centurion.
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What credit score is needed for hilton american express
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