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Every time customers use Apple Card with Apple Pay, they will receive 2% Daily Cash. Customers will also get 3% Daily Cash on all purchases made directly with Apple, including at Apple Stores, on the App Store and for Apple services. You also get 3% cash back on purchases you make at select merchants like Exxon, T-Mobile, Nike, Uber and more. Apple has also designed a titanium Apple Card for shopping at locations where Apple Pay is not accepted yet. For purchases made with the titanium Apple Card, customers will get 1% Daily Cash. 0% intro APR for 6 - 24 months, 13.99% - 24.99% (V) APR after that Balance Transfers Not Allowed Apple Card Pros & Cons0% intro APR on purchases No balance transfers allowed Requires good/excellent credit Apple Card ReviewThe Apple Mastercard from Goldman Sachs is a good credit card for people who make a lot of purchases with Apple Pay, and it’s easily worthwhile given its rewards and $0 annual fee. Apple purchases made with the Apple Card via Apple Pay will yield 3% cash back, while other... show more View 416 User Reviews
at Marcus by Goldman Sachs' secure site Apple Card gives customers easy-to-understand, real-time views of their latest transactions and balance right in Wallet, and Apple Card support is available 24/7 by simply sending a text from Messages. Equal Monthly Payment Financing: 0% APR for 6, 12 or 24 months on qualifying purchases. at Marcus by Goldman Sachs' secure site Can't find what you are looking for? Submit your question about Apple Card to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card. Adam McCann, Financial Writer The only way to apply for the Apple Card is through the
Wallet app on an iOS device, such as an iPhone or iPad. Other than making you sign in to iCloud, the application itself is pretty similar to any other credit card application. Applying should only take a few minutes. How to Apply for the Apple Card: If you are approved for the Apple Card, which should happen right away, you will see an initial credit limit and APR. You can choose whether to accept or reject the offer. If you accept,
there will be a hard pull of your credit. Otherwise, there will not be a hard pull, but you will not get the card. Assuming you're approved for the Apple Card after applying, you'll see the card in the Wallet App and Apple Pay right away. You can use it to make purchases even before the physical card comes in the mail. Chip Lupo, Credit Card Writer You can make an Apple Card payment online, by phone, through the Marcus by Goldman Sachs
mobile app or by mail. To pay an Apple Card bill online, log in to your online account and click on “Payments.” Then, choose how much to pay, when to pay it, and where... Maria Adams, Credit Cards Moderator The best Apple Card benefits are rewards of up to 3% cash back on purchases,
$0 fees, easy integration with Apple products, and the possibility of low APRs. Also, the Apple Card is made of titanium and doesn't have a card number on it, which makes it less susceptible to... thom Fotenberg, WalletHub Credit Card Analyst You can reach the
Apple Card customer service online, through the Messages app, by calling (877) 255-5923, or by mail. Here is how to contact the Apple Card customer service: What are the key things to know about the Apple Card's cash back program?Maria Adams, Credit Cards Moderator The most important thing to know about the Apple Card's cash back program is that it awards cardholders with 1 - 3% cash back, depending on the type of purchase. Another good thing to know is that the Apple Card's cash back program distributes rewards on a... How can I log in to Apple Card account online?Chip Lupo, Credit Card Writer To log in to your Apple Card account, go to the login page on the Marcus by Goldman Sachs website or mobile app and enter your username and password in the appropriate fields. Then, click the “Sign In” to access your online account. If you don't already have an account,... What is Apple Credit Card credit limit?Chip Lupo, Credit Card Writer The Apple Card credit limit is usually around $2,500 to start, according to forum posts, and some cardholders report limits as high as $20,000. Marcus by Goldman Sachs does not include any specific Apple Card credit limit information in the card's terms, though. For the most part, Apple Card... What is the Apple Card's credit score requirement?Maria Adams, Credit Cards Moderator The Apple Card's credit score requirement is 700+. This means that you need at least good to get this card. While it's possible to be approved with a lower score due to a high income or other positive factors, it's best to not take the risk. It's... What is the Apple Card interest rate?Maria Adams, Credit Cards Moderator The Apple Card interest rate is 13.99% - 24.99% (V). Each cardholder's APR is selected from that range based on overall credit standing. The minimum interest rate on the Apple Card is quite low. Many comparable cash back cards have interest rates that start at 15% or higher.... What are my Apple Card approval odds?Chip Lupo, Credit Card Writer Your Apple Card approval odds are good if you have a credit score of 700+, which is considered good credit. Approval odds for the Apple Card will also be influenced by your annual income and existing debts. Applicants will need to be 18+ years old with a U.S. mailing... Share your insights and review the Apple Card What's Your Rating?Angela November 4, 2022 • @angelaaggen333 1 Star Rating Do not get this card. Bill will be sent to email associated with apple ID. I did not have access to that email. Had 12 dollar balance, was late on very first payment. They reported to my credit and my credit went down 72 pts! They were unwilling to correct the problem and the email can NEVER be changed. Comment Matthew November 3, 2022 • @mrv462 5 Star Rating Best card ever. No bull like Citibank or any of the other major banks. Easy to see what and exactly where you bought it.. seamless cash back Comment Ivette November 3, 2022 • @ivettevilla15 5 Star Rating Love it. Very easy to get approved if you have fair credit. Also great benefits with cash back. and more when you buy apple stuff or use Apple Pay Comment Andrew November 1, 2022 • @andymane1213 5 Star Rating Hands down best Credit Card in my arsenal. Everything needed to use my card is on my iPhone. When using tap to pay w device it’s 2% Comment joseph November 1, 2022 • @josephm_520 5 Star Rating The Simplicity of showing how much I save in interest motivates me to pay it off in full every month. I recommend this card to anyone that is disciplined enough to not carry a balance. Comment Kirsten November 1, 2022 • @blackwellkm651 5 Star Rating Excellent cash back. Generous limit. Automatic increases. Impressive metal card. Great security, account number is not printed on the card. App is user friendly Comment Anthony October 31, 2022 • @thejimenezfoundation227 5 Star Rating High limit for average consumer 4.5k limit with less than 700 credit score titanium card too cant complain apple card is a good addition to increase your overall credit utilization Comment Alain October 29, 2022 • @alaincastillo74 5 Star Rating I love apple card they’re awesome always so nice and helpful I’ll always keep this credit card cuz you get cash back too customer service and support it’s great Comment Terry October 28, 2022 • @chefterryb 5 Star Rating Verified CustomerI only use this card on occasion when I am Dining out and not always excepted! I have used the card occasionally for groceries where it’s convenient Comment
Gwendolyn October 28, 2022 • @glee41010 5 Star Rating I love this card it makes everything so easy. Apple wants you to do good. I enjoy the fact that everything is right at your fingertips. I wish Amazon would let us use it . Oh well their loss Comment Review Apple Card WalletHub is an independent comparison service. We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. When you click "Apply Now" you will be directed to the offering institution's website. In addition, keep in mind that actual rates and other information may vary for a number of reasons including the applicant's' creditworthiness and differences between an individual's situation and the criteria/assumptions used to generate the information displayed. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences. Ad Disclosure: Offers originating from paying advertisers are noted as “Sponsored” at the top of this page. Advertising may impact how and where offers appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products. Irrespective of whether an offering institution is a paid advertiser, the presence of offer information on WalletHub does not constitute a referral or endorsement of the institution by us or vice versa. Furthermore, offers have not been reviewed or approved by the offering institution. Information is displayed first and foremost to help consumers make better decisions. Editorial Disclaimer: Editorial and user-generated content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by the issuer. In addition, it is not the issuer’s responsibility to ensure all posts and/or questions are answered. Is it hard to get approved for Apple Card?Yes, it is hard to get the Apple Card because it requires at least good credit for approval. Unless your credit score is 700 or higher and you have a lot of income, it will be difficult for you to get approved for the Apple Card.
Can I get an apple credit card with a 600 score?If your credit score is low
Goldman Sachs uses TransUnion and other credit bureaus to evaluate your Apple Card application. If your credit score is low (for example, if your FICO9 score is lower than 600),5 Goldman Sachs might not be able to approve your Apple Card application.
What is the lowest credit limit for Apple Card?The Apple Card credit limit is usually around $2,500 to start, according to forum posts, and some cardholders report limits as high as $20,000. Marcus by Goldman Sachs does not include any specific Apple Card credit limit information in the card's terms, though.
Does anyone get approved for Apple Card?What Credit Score Do You Need for the Apple Card? Applicants with scores above 660 are "considered favorable for credit approval," according the Apple Card's website. In other words, those with at least a "good" score have a chance at getting the card.
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