Same day funding payday loan direct lender

Same day payday loans are currently one of the most searched queries across all the major search engines. The reason for this is down to the sheer demand in the service in the U.K.

There many circumstances that arise that you just can’t find a short-term financial solution for, that is where you turn to the search engines and type in those that search query.

Thankfully, PM Loans is here to provide quick, slick and efficient same day loans.

We are a direct lender and also a broker and we focus on helping people with all credit histories. These types of loans should only be used in emergencies and for any unforeseen circumstances.

What is a same day payday loan?

It’s a payday loan essentially, we loan you an amount, then you pay it back on your next payday.

We don’t charge you any additional fees for the service and we can transfer funds to you on the same day too.

We do advise, that you exhaust every opportunity to get the help you need before deciding to apply with us as your last resort.

Am I eligible for a loan?

Most people are suitable for a loan of this type, we do cater especially towards people who struggle with obtaining credit for these types of short term/emergency circumstances.

That said, everyone is welcome as long as you fit this below criteria:

  • U.K resident
  • A full U.K bank account
  • Full-time employment
  • 18 or over
  • Able to pay back the loan

Can I still apply if my credit is really bad?

Yes, you can still apply for a same day payday loan if you have bad credit with PM Loans.

This is what we specialise in, we help people that do not have the credit history or the resources to help themselves out of a short term financial blip.

We focus on affordability and of course carry out a soft check to make sure you are who you are and to make sure we offer you the best solution around your current financial status.

Our checks are done from the details you give to us.  We also don’t place any phone calls into you or your employer.

I’m in Debt What Shall I do?

We are not a long-term solution – if you are in financial difficulties and need advice, please visit: https://www.moneyadviceservice.org.uk/en 

Disclaimer: This is sponsored content. All opinions and views are of the advertiser and do not reflect the same of WFTS.


The average American with poor cash flow, or a very strict budget, will find the concept of emergency and unexpected expenses somewhat of a disaster. If your budget doesn’t have much room for an unplanned-for expense, you will find some of the best payday loans online to help you out of a financial jam. With the help of a loan-finder service, you can cut down the time spent hunting for the best payday loans online and expect to connect with lenders most likely to assist you.

With so many websites offering access to quick cash, it can be hard to determine which genuinely offer the best payday loans online and which are fly-by-night companies. To assist, we present our editor’s pick of the top providers of payday loans online below.

Best Payday Loans Online - Quick Overview

  1. Low Credit Finance: Overall Best Online Payday Loans
  2. Viva Payday Loans: Best Payday Loans Online Same Day Payout
  3. Big Buck Loans: Best Quick Payday Loans Online for Bad Credit Borrowers
  4. Heart Paydays: Best Direct Online Payday Loans for Applicants with No Job
  5. Green Dollar Loans: Best Online Payday Loans Instant Approval

Best Online Payday Loans Guaranteed Approval of 2022

1. Low Credit Finance: Overall Best Online Payday Loans

Same day funding payday loan direct lender

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Low Credit Finance is a loan-finder service that catches our eye because of the overall excellent service they offer. Borrowers using the platform can expect to have access to the best online payday loans with an approval process that takes just a few minutes.

To apply for the best online payday loans, you must meet the eligibility criteria. If you do, you must complete a quick and easy online application form that demands basic information, such as your full name and number, address, banking details, employment particulars, and a list of your regular monthly expenses.

Once the application form for the best online payday loans is submitted, it takes just two minutes to be connected with a lender. If you cannot be assisted, you will be advised so that you can make arrangements. Finalizing the loan is done directly with the lender, who will help you access loans between $100 and $5000 with 3 to 24 months to pay. Interest is set at a max of 35.99%, starting at 5.99%.

Eligibility Requirements for the Best Online Payday Loans

  • Valid ID required
  • 18 years + min
  • $250 or $1000 per month income
  • Proof of address and income required

Pros of the Best Online Payday Loans

  • Quick access to cash
  • Convenient repayment schedules available
  • Low credit borrowers welcome

Cons of the Best Online Payday Loans

  • Interest rate as high as 35.99%

2. Viva Payday Loans: Best Payday Loans Online Same Day

Same day funding payday loan direct lender

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At Viva Payday Loans, loans are approved on income, affordability, and current financial standing. That means you can apply for the best payday loans online same day even if you have a less-than-perfect credit score. More exciting is the fact that Viva Payday Loans offers same day payouts!

When applying for the best payday loans online same day via the Viva Payday Loans platform, you can expect to access any amount from $100 to $5000 with 3 to 24 months to pay and with interest from 5.99% to 35.99%.

To qualify, you must earn at least $1000 per month and be a legitimate citizen or resident of the USA. While the loan-finder cannot guarantee your loan will be approved, they can put you in touch with lenders offering the best payday loans online same day most likely to assist you. When using a loan-finder, you can rest assured that the lenders in question are transparent, ethical and won’t confuse or overwhelm you with hidden fees or industry jargon.

Eligibility Requirements for Best Payday Loans Online Same Day

  • Min age of 18 years
  • Minimum income $1000+ each month
  • Valid social security number required

Pros of Best Payday Loans Online Same Day

  • Bad credit borrowing options available
  • Debits for repayment can be set up weekly, fortnightly, or monthly
  • Approved loans are honored quickly

Cons of Best Payday Loans Online Same Day

  • Applicants earning under $1000 p/m cannot be assisted

Big Buck Loans: Best Quick Payday Loans Online for Bad Credit Borrowers

Same day funding payday loan direct lender

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Bad credit borrowers, self-employed individuals, and students are welcome to apply if they meet the eligibility criteria

The best quick payday loans online via Big Buck Loans are the ideal go-to for those who need to pay for an emergency or unexpected expense but don’t have the best credit history. If you meet the current eligibility criteria and are in a stable financial position, you’re likely to be approved for a loan. At Big Buck Loans, the options range from $100 to $5000, with 3 to 24 months to pay and interest ranging from 5.99% to 35.99%.

You’re bound to be surprised by how easy it is to apply for the best quick payday loans online via the Big Buck Loans website. The online application form will take just a few minutes to complete, and once submitted, you won’t wait longer than 2 more minutes to get feedback. If you go ahead with a loan, you will deal directly with the lender to finalize the best quick payday loans online.

Eligibility Requirements of Best Quick Payday Loans Online

  • Applicants must be over 18
  • Income must be $1000 per month
  • Affordability assessment applies to all applications

Pros of Best Quick Payday Loans Online

  • Free service to borrowers
  • Easy online application process
  • Approved loans paid out within 60 minutes

Cons of Best Quick Payday Loans Online

  • High interest rates

Heart Paydays: Best Direct Online Payday Loans with No Job

Same day funding payday loan direct lender

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If you earn the minimum required monthly income but don’t have a traditional job (formal employment), you’re still eligible for the best direct online payday loans via Heart Paydays. You can prove your income via bank statements and/or tax returns.

The best direct online payday loans at Heart Paydays are available in amounts from $100 to $5000, with interest ranging from 5.99% to 35.99%. And if you’re worried about being able to comfortably pay off the best direct online payday loans, don’t be! The lenders on the Heart Paydays panel offer repayment terms that suit the borrower from 3 to 24 months weekly, fortnightly or monthly payments.

Application for the best direct online payday loans is made a simple task via Heart Paydays. In fact, you only have to complete an online application, which should take just a few minutes of time. And if approved, you can expect the cash to be paid out on the very same day.

Eligibility Requirements for Best Direct Online Payday Loans

  • Min age of 18 years +
  • Bank account that supports direct deposit
  • Earn at least $1000 per month

Pros of Best Direct Online Payday Loans

  • Approved loans paid out on the same day
  • Application process is 100% online
  • Repay over 3 to 24 months

Cons of Best Direct Online Payday Loans

  • High APR

Green Dollar Loans: Best $255 Payday Loans Online Same Day Instant Approval

Same day funding payday loan direct lender

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Interest is an important factor when applying for best online payday loans instant approval, and this ranges from 5.99% to 35.99%. It’s important to read your loan contract, as many lenders charge penalties for late or missed payments.

One of the best features of the Green Dollar Loans platform is that the lenders on the panel offer the best online payday loans instant approval with payouts within 15 to 60 minutes. What’s more is that the loan amounts vary from $100 to $5000 with 3 to 24 months to pay, making it comfortable for borrowers to get on top of their financial commitments.

The application process for best online payday loans instant approval is straightforward via Green Dollar Loans. You simply complete an online application form and wait a few minutes to hear back! If it’s a go-ahead, the loan can be finalized and you can expect to get paid out on the same day. Green Dollar Loans does not base its outcome on loan applications on a borrower’s credit score but rather on affordability and current financial standing. That means that you’ll need to provide a list of your current monthly expenses.

Eligibility Requirements for the Best Online Payday Loans Instant Approval

  • Min income of $1000 +
  • Valid ID required to apply
  • 18 years/older to apply
  • Only legitimate US residents/citizens welcome

Pros of the Best Online Payday Loans Instant Approval

  • Same day approval and payout
  • Easy online application
  • Bad credit borrowers welcome

Cons of the Best Online Payday Loans Instant Approval

  • High interest of up to 35.99%

What Are the Best Online Payday Loans & How do They Work?

What are the best online payday loans? That’s an easy one to answer! The best online payday loans are small lump sums of cash offered to borrowers via a quick and easy online application process.

The best quick payday loans online range from $100 to $5000 with up to 2 years to pay. The interest ranges from 5.99% to 35.99%. When acquiring the best payday loans online same day, interest is added to the loan amount and paid back along with a portion of the principal debt.

How to Apply for the Best Payday Loans Online Same Day | Cash Advance Loans

There are four simple steps to applying for the best quick payday loans online as follows:

Step 1: Select the Best Direct Online Payday Loans Amount & Term

The best online payday loans instant approval range from $100 to $5000. Use the sliders and drop-down menus to select how much you need. The terms on the best online payday loans instant approval range from 3 to 24 months and should be selected now too.

Step 2: Complete the Best Payday Loans Online for Bad Credit Form

When applying for the best payday loans online for bad credit, there’s a quick and easy online application form to complete!

Step 3: Get Feedback on Your Application for the Best Online Payday Loans for Bad Credit within Two Minutes

Within two minutes, you’ll find out if a lender can provide you with access to the best online payday loans for bad credit. If you’re keen to go ahead, you’ll be transferred to the lender’s website to finalize the details for the best payday loans online same day deposit.

Step 4: Read & Sign the Contract for the Best Payday Loans Online Same Day Deposit

Once all the details are in place, the lender will present you with a contract to be signed for the best payday loans online same day deposit.

Features & Factors of the Best Online Payday Loans No Credit Check

Amounts Available for the Best Online Payday Loans No Credit Check

With good or bad credit, you have access to the same loan amounts via request. Most lenders offer $100 to $5000 options.

Payouts for the Best Online Payday Loans No Credit Check

When the best online payday loans no credit check are approved, the amount of time you’ll wait to get the cash is important. When using one of the loan-finders we reviewed, you won’t wait more than 60 minutes (if there’s a delay, 24 hours is usually the norm).

Expected Interest on the Best Payday Loans Online No Credit Check

Interest is a reality, even when it comes to the best payday loans online no credit check. Most lenders offer interest between 5.99% and 35.99%.

How Did We Choose the Best Online Payday Loans Providers?

When selecting our top pick of the best online payday loans providers, we looked for lenders offering the following:

  • Bad credit options
  • Flexible loan amounts and terms
  • Easy online applications

Conclusion

After investigating where to find the best payday loans online, we conclude that using a loan-finder service eliminates a great deal of time-wasting and guesswork.

FAQ’s

Where Can I Find the Best Payday Loans Online?

While there are multiple companies offering the best payday loans online you can reduce the amount of time required to find the best deal for you by using a loan-finder such as Low Credit Finance or Viva Payday Loans.

Can I Apply for Payday Loans Best Online Even with Bad Credit?

Bad credit borrowers are welcome to apply for loans via Low Credit Finance, Viva Payday Loans, and the other loan-finders mentioned above. You must meet the eligibility criteria and prove affordability.

What Are the Biggest Payday Loans Online I Can Get?

If you’re looking for the biggest payday loans best online via the loan-finder services we’ve reviewed, you can expect to access up to $5000 per month.

What apps will let me borrow money instantly?

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What loans Can you get same day?

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What are the best online payday loans direct lenders?

Viva Payday Loans: Overall Best Payday Loans Online. ... .
Low Credit Finance: Best Online Payday Loans with Speedy Turnaround. ... .
Big Buck Loans: Best Payday Loans Online Same Day. ... .
Heart Paydays: Best Direct Online Payday Loans for Unemployed Individuals. ... .
Green Dollar Loans: Best Payday Loans Online for Bad Credit..

What is the easiest loan to get right now?

The easiest loans to get approved for are payday loans, car title loans, pawnshop loans and personal loans with no credit check. These types of loans offer quick funding and have minimal requirements, so they're available to people with bad credit.