Is blue cross blue shield dental insurance good

SAN BERNARDINO, CALIFORNIA -- Went to website first. Could not find an answer in an hour of searching. Clicked the "Contact Us" link several times during this search. Guess what is NOT at the "Contact us" page? ANY CONTACT INFORMATION AT ALL. In fact, there is no phone number, email form, or email address AT ALL at the dental site.

Table of Contents Show

Understanding Your Dental Premium
What is the best dental insurance in Florida?
What is dental insurance?

Tried calling next day. The phone robot is the first obstacle. Not only does it ask ID questions which will be asked all over again, but it talks and talks and talks. It takes several minutes to connect to anyone, and in the course of begging this robot, you have to guess which Blue Shield department's name is relevant to your question. Example: If I want to change plans and need a detail, is that a benefits question or an enrollment question? Whatever you answered, you got it wrong. In the course of AN HOUR AND A HALF, I received a definite NO and a definite YES to my question. I asked the YES guy, Antonio, to send documentation of that answer. He sent documentation -- which did not address my question at all. He simply lied to get rid of me.

I finally found the correct answer: It is GO TO A DIFFERENT INSURANCE COMPANY. DO NOT TRY TO DEAL WITH BLUE SHIELD CUSTOMER SERVICE. The sad part of this is that my main supplemental medical PPO with Blue Shield is great. But now, I hate the whole company, so I'm looking for a different supplemental PPO.

Understanding your�Blue Cross Blue Shield�FEP Dental coverage is the key to making the most of your benefits, keeping your smile healthy and protecting your overall health.

Need help understanding and choosing a benefit plan? Our AskBlueSM BCBS FEP Dental Plan Finder tool can help you select the right plan for your needs.

We want you to be informed so that you can get the most appropriate and cost-effective care. Check out our Member Education Materials to get more information about�Blue Cross Blue Shield�FEP Dental's value and offerings.

Benefits Chart Benefits Chart - High OptionHigh OptionHigh OptionStandard OptionWhat you pay for common servicesIN-NETWORKOUT-OF-NETWORKIN-NETWORKOUT-OF-NETWORKClass A (Basic) Services e.g., exams, cleanings, X-rays, sealantsYou pay nothingYou pay 10%You pay nothingYou pay 40%Class B (Intermediate) Services e.g., oral surgery, fillings, gum scalingYou pay 30%You pay 40%You pay 45%You pay 60%Class C (Major) Services e.g., crowns, bridges, implants, root canals, denturesYou pay 50%You pay 60%You pay 65%You pay 80%Class D (Orthodontics) Services Adults & ChildrenYou pay 50% up to $3,500 lifetime maximum per personYou pay 50% up to $3,500 lifetime maximum per personYou pay 50% up to $2,500 lifetime maximum per personYou pay 50% up to $1,250 lifetime maximum per personAnnual Deductible
for Class A, B and C Services Does not apply to Class D (Orthodontics)You pay
no deductibleYou pay $50
per personYou pay
no deductibleYou pay $75
per personAnnual Maximum Benefits
for Class A, B and C Services Does not apply to Class D (Orthodontics)No benefit limitWe pay up to
$3,000 per personWe pay up to
$1,500 per personWe pay up to
$750 per person

Benefits Chart - Standard OptionStandard OptionWhat you pay for common servicesIN-NETWORKOUT-OF-NETWORKClass A (Basic) Services e.g., exams, cleanings, X-rays, sealantsYou pay nothingYou pay 40%Class B (Intermediate) Services e.g., oral surgery, fillings, gum scalingYou pay 45%You pay 60%Class C (Major) Services e.g., crowns, bridges, implants, root canals, denturesYou pay 65%You pay 80%Class D (Orthodontics) Services Adults & ChildrenYou pay 50% up to $2,500 lifetime maximum per personYou pay 50% up to $1,250 lifetime maximum per personAnnual Deductible
for Class A, B and C Services Does not apply to Class D (Orthodontics)You pay
no deductible.You pay $75
per personAnnual Maximum
for Class A, B and C Services Does not apply to Class D (Orthodontics)We pay up to
$1,500 per personWe pay up to
$750 per person

Understanding Your Dental Premium

We calculate our dental premiums based on your location (rating areas) and the plan option you select.

Use our Premium Finder to easily find your premium amount or take a look at the tables below to determine your premiums.

To find your premium, locate your state and/or zip code in the rating area table below and to identify your rating area.

Rating Area Chart - Section 1 Rating Area ChartStateFirst 3 digits of your ZIP CodeRating AreaAKEntire State5ALEntire state1AREntire state2AZ855, 859-860, 863-8652AZ850-8533AZRest of state1CA900-908, 910-928, 930-931, 933-9354CA900-908, 910-928, 930-931, 933-9354CA939-952, 954, 956-9595CA939-952, 954, 956-9595CARest of state2COEntire state4CT060-0635CTRest of state4DCEntire area3DEEntire state2FL330-334, 3492FL330-334, 3492FLRest of state1GAEntire state1GUEntire area1HIEntire state3IA500-514, 516, 520-5283IARest of state2IDEntire state4IL600-609, 6132IL6123ILRest of state1IN463-4642INRest of state1KS664-665, 667-6792KSRest of state1KYEntire state1LAEntire state1MA010-011, 013-027, 0555MARest of state3MD205-212, 214, 216-2173MDRest of state2ME039-0425MERest of state2MI480-4852MIRest of state1MN550-551, 553-555, 5634MNRest of state3MO7262MORest of state1MSEntire state1MTEntire state1NC270-274, 278, 280-282, 284-2892NC275-277, 2833NCRest of state1NDEntire state5NEEntire state2NH030-033, 0385NHRest of state3NJ070-079, 085-0894NJRest of state2NMEntire state1NV8975NVRest of state2NY120-123, 1283NY005, 100-119, 124-1264NY0635NYRest of state2OHEntire state1OKEntire state1OR970-9734ORRest of state2PA189-1962PA172-1743PA180-181, 1834PARest of state1PREntire area1RIEntire state5SCEntire state2SDEntire state1TNEntire state1TXEntire state1UTEntire state2VA201, 205, 220-2273VARest of state1VIEntire area1VTEntire state5WA980-9855WARest of state4WI5404WIRest of state3WV2543WVRest of state1WY8344WYRest of state2INTLInternational1Rating Area Chart - Section 2StateFirst 3 digits of your ZIP CodeRating AreaKYEntire state1LAEntire state1MA010-011, 013-027, 0555MARest of state3MD205-212, 214, 216-2173MDRest of state2ME039-0425MERest of state2MI480-4852MIRest of state1MN550-551, 553-555, 5634MNRest of state3MO7262MORest of state1MSEntire state1MTEntire state1NC270-274, 278, 280-282, 284-2892NC275-277, 2833NCRest of state1NDEntire state5NEEntire state2NH030-033, 0385NHRest of state3NJ070-079, 085-0894NJRest of state2NMEntire state1NV8975NVRest of state2NY120-123, 1283NY005, 100-119, 124-1264NY0635Rating Area Chart - Section 3StateFirst 3 digits of your ZIP CodeRating AreaNYRest of state2OHEntire state1OKEntire state1OR970-9734ORRest of state2PA189-1962PA172-1743PA180-181, 1834PARest of state1PREntire area1RIEntire state5SCEntire state2SDEntire state1TNEntire state1TXEntire state1UTEntire state2VA201, 205, 220-2273VARest of state1VIEntire area1VTEntire state5WA980-9855WARest of state4WI5404WIRest of state3WV2543WVRest of state1WY8344WYRest of state2INTLInternational1

Once you have identified your rating area, you can view premium amounts for our available plans in the premium table below.

Premium High Options Chart Premium High Options Chart - Self OnlyHigh Option PremiumsRating AreaSelf OnlySelf + OneSelf & FamilyBI-WEEKLYMONTHLYBI-WEEKLYMONTHLYBI-WEEKLYMONTHLY1$18.02$39.04$36.05$78.11$54.07$117.152$20.19$43.75$40.38$87.49$60.57$131.243$21.98$47.62$43.97$95.27$65.95$142.894$23.81$51.59$47.62$103.18$71.43$154.775$26.65$57.74$53.29$115.46$79.94$173.20Premium High Options Chart - Self + oneHigh Option PremiumsRating AreaSelf + OneBI-WEEKLYMONTHLY1$36.05$78.112$40.38$87.493$43.97$95.274$47.62$103.185$53.29$115.46Premium High Options Chart - Self and FamilyHigh Option PremiumsRating AreaSelf & FamilyBI-WEEKLYMONTHLY1$54.07$117.152$60.57$131.243$65.95$142.894$71.43$154.775$79.94$173.20

Premium Standard Options Chart Premium Standard Options Chart - Self OnlyStandard Option PremiumsRating AreaSelf OnlySelf + OneSelf & FamilyBI-WEEKLYMONTHLYBI-WEEKLYMONTHLYBI-WEEKLYMONTHLY1$9.19$19.91$18.38$39.82$27.58$59.762$10.07$21.82$20.15$43.66$30.22$65.483$11.45$24.81$22.89$49.60$34.31$74.344$12.36$26.78$24.70$53.52$37.03$80.235$13.65$29.58$27.31$59.17$40.96$88.75Premium Standard Options Chart - Self + oneStandard Option PremiumsRating AreaSelf + OneBI-WEEKLYMONTHLY1$18.38$39.822$20.15$43.663$22.89$49.604$24.70$53.525$27.31$59.17Premium Standard Options Chart - Self and FamilyStandard Option PremiumsRating AreaSelf & FamilyBI-WEEKLYMONTHLY1$27.58$59.762$30.22$65.483$34.31$74.344$37.03$80.235$40.96$88.75

If you have further questions, call Customer Service at 1-855-504-2583 in the U.S. or 1-651-994-2583 collect outside the U.S.

What is the best dental insurance in Florida?

Best dental insurance: Florida.

Multiflex Dental Classic 2000. Provider: Nationwide Life Insurance Company..

Dental Premier Elite SM Provider: Golden Rule Insurance Company..

Dental for Everyone Platinum Plan. Provider: Delta Dental Insurance Company..

Loyalty Plus. Provider: Humana..

Master Plan. Provider: Argus..

What is dental insurance?

Dental insurance is insurance that covers dental care. Dental insurance has long been separate from medical insurance, although employers often offer a benefit package that includes both medical and dental insurance.