Using Apple Pay in stores to make purchases is as easy as holding your iPhone near the NFC reader and authenticating with Face ID or Touch ID. That method uses the primary payment card in Apple Wallet automatically, and your
primary card may change from week to week based on your spending, so you'll probably need to change it periodically. Without changing it, you can select a different card for Apple Pay manually in Apple Wallet by double-clicking the Side or Home button, choosing the correct payment card, authenticating, then holding your iPhone near the reader. But to skip the extra work or to just have a different payment card be selected by default automatically, there are two ways to update your choice.
First, via Apple Wallet, the fastest method, and second, via Settings, which contains more options. The faster method of
changing your default Apple Pay card is through the Wallet app. Open it up and press-and-hold down on the card you wish to turn into your default card, then drag it to the front of all your cards. A pop-up will appear that says that card is now your new default; hit "OK" to finish. If your card is not listed, it's easy to add. Option 2: Change Your Default Card from SettingsIn your Settings app, go into the "Wallet & Apple Pay" page. Underneath Transaction Defaults, tap on "Default Card" to change your primary Apply Pay card. Select the card you want as your default, hit 'Back," and you're finished. Again, if your card is not listed, it's easy to add. While you're in the Wallet & Apple Pay settings, you can also edit your shipping address, email, and phone number associated with your Apple Pay transactions. More Need-to-Know InformationA few other bits of information that you should know in regards to changing the default card in Wallet:
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Our feature-packed Visa Credit Card gives you the freedom to spend and pay your bills when you need to. Learn more Savings and transaction accountsOur accounts can help you take control so you have money for today, tomorrow and your future. Learn more Apple Pay You should consider whether this service is appropriate for you before acquiring it. Mobile Wallet Terms of Use apply to the use of Apple PayTM and Mobile Wallet and are available here. Access to the system is subject to availability and maintenance. We do not charge a fee to allow you to use your Visa card in Apple PayTM. Internet data charges may be incurred through your mobile service provider – check with your Internet Service Provider for more details. Apple, the Apple logo, Apple Pay, Apple Watch, iPad and iPhone are trademarks of Apple Inc, registered in the U.S. and other countries. Apple PayTM works with iPhone 6 and later in stores, apps and websites in Safari; with Apple Watch in stores and apps, with iPad Pro, iPad Air 2 and iPad mini 3 and later in apps and websites; and with Mac in Safari with an Apple Pay enabled iPhone 6 or later or Apple Watch. For a list of compatible Apple PayTM devices, see https://support.apple.com/en-au/HT208531. How do I set a default card?At the top, on your card, swipe from the right edge of the screen until you find the card that you want to use as your default. Tap the card. Make default for tap to pay.
How do I set a default card in Wallet?For an Android phone, open the Google Pay app and select the card you want to use as your default card, then tap Make Default. For a smartwatch, open the Google Pay app, and tap the card you want to use as default. From the bottom, swipe up on More, then tap Set as default card.
How does Apple Pay choose which card?When paying just by presenting your iPhone to the contactless reader, your default card will be used automatically. To choose which card is your default card, go to Settings > Wallet & Apple Pay > select a card under Default Card (under the heading Transaction Defaults).
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