What is the subscriber id on blue cross blue shield

You present your insurance card when you go to the doctor's office or visit a pharmacy. You know it's important and you need to have it, but why?

As part of the federal Consolidated Appropriations Act of 2021 (also known as the No Surprises Act), updates have been made to your member ID to help you better understand your plan’s deductibles and out-of-pocket maximums. 

All members will receive a new member ID card in 2022. Please dispose of your old card properly to protect your member information and keep your new card in a safe and secure place. 

How to Read Your Member ID Card

Note: This is a sample ID card. Cards may vary from member to member.

1. Your Member ID Number

Your Blue Cross ID card has your identification number (also known as your member ID number in some applications) and group number. You’ll need this information when receiving medical services at the doctor or pharmacy, or when calling customer service for assistance.

Your member ID number is also important to have so that you can register for the Member Resource Center and access various member benefits including discounts and health and wellness services. When referencing your member ID number, you often times need the last 13 digits of your ID (exclude the first three letters) and the 2-digit number on the Member line (typically above your name on the card).

2. Your Plan Type

If you aren’t sure what type of health insurance plan you have, you can find out on the upper right corner of your ID card. The type of plan you have can affect what providers are in-network.

• Four products will show the PPO suitcase icon in the lower right corner: Open Access Plan, Exclusive Provider Organization (PCP), Exclusive Provider Organization, Vermont Freedom Plan (PPO). All other products will have an empty suitcase icon.

3. Your Costs 

Your co-pays are printed on the front right side of your card so that you know what to expect upon your next visit. Your ID card may also include your deductible and out-of-pocket maximum.

• A co-pay is a fixed amount you pay for a covered health care service.
• A deductible is the amount you pay for covered health care services before your insurance plan starts to pay.
• Coinsurance is the percentage of costs you pay after you’ve paid your deductible.
• The out-of-pocket maximum is the upper limit on the amount of money you will pay for healthcare services in a plan year.

4. Pharmacy Coverage

If you have pharmacy benefits through Blue Cross, the back of your ID card will have VERMONT BLUE Rx printed on the bottom.

If you have not received your member ID card in the mail yet, you can still access your subscriber ID and your benefits.

In order to do so, you must register for Blue Connect online. Once you log into Blue Connect, you can find your subscriber ID. 

Here’s how to register for Blue Connect without your member ID card.

1. Go to https://www.bcbsnc.com/members/public/register/ to begin the registration process.

2. Answer the prompts. The first prompt asks if you are registering yourself or a child under age 13. The second prompt asks which type of policy you have. The third prompt asks you if you have a subscriber ID. Answer “No.” (See image below)

3. Follow the instructions to finish the registration process via phone. 

4. Once you are registered and logged into Blue Connect, you can find your subscriber ID by clicking “Get Your ID Card” on the landing page. Or you can visit the homepage and then click “Profile.” Here you will see your plan and subscriber ID.

5. If you still need assistance, you can call Web Support at 1-888-705-7050 or email us. Please note that call times are higher than usual at the moment. 

Blue Cross and Blue Shield of Texas (BCBSTX) offers a wide variety of health care products. Each member's/subscriber's identification (ID) card displays important information required for billing and determining benefits. When filing a BCBSTX claim, two of the most important elements are the member's/subscriber's ID number and group number

Most members with coverage through a Blue Cross and Blue Shield Plan are assigned a three-character prefix that appears at the beginning of their unique identification number. The three-character prefix is very important to the identification number as the prefix acts as a key element in confirming the member's eligibility and coverage information. Prefixes are also used to identify and correctly route claims to the appropriate Blue Cross and Blue Shield Plan for processing.

The member's network can be identified with the (3) character network value that is displayed in a red font on the front of the ID card. The network value will appear on Medical Identification cards where network benefits may apply.

What is group ID on insurance card?

What is a plan ID?