What is in my social security account

Today, many of us have multiple online accounts for our finances. Banking, insurance, retirement savings—but what about Social Security? Creating an online account for Social Security is also an important step in protecting your personal information.  

If you’re not ready to retire, you may not have thought much about your Social Security account. But one day it will likely be part of the money you count on in retirement. Just like you’re keeping your retirement and other financial account access secure, you’ll want to do the same for your Social Security account.

Here are some ways to get started and help protect your account information.

Open your “my Social Security” account

You can do so by visiting the Social Security website. By opening your online account, you take away some of the risk of someone else trying to create an account in your name. You’ll need a valid email address, Social Security number and mailing address to get started. Just remember, you can’t open an account for anyone else, even if you have that person’s permission.

Access more services with your open account

If you’re already receiving Social Security benefits, you can request a new card, view statements and change benefit deposit information online. If you’re not ready for benefits, you can check out estimates of your future retirement, disability and survivor’s benefits.

Log in occasionally

That way you can make sure your information is updated. Whether you already have an account or you’re just starting one, take advantage of the two-factor identification feature. You can choose either your cell number or email address as your second form of identification. This additional layer of security on top of your username and password helps protect access to your account, and from potential identify theft.

Block electronic access to your account

Do this if you think it’s been compromised or if you don’t want it available online. No one, including you, will be able to see or change your personal information. If you change your mind in the future, just contact the Social Security Administration at 800-772-1213 and ask them to unblock it after you prove your identity.

Today, as we do more of our personal business online, doing all we can to protect financial account information is always a good idea. Think about other accounts you have—like those banking, insurance and retirement accounts. Take time now to go online and establish account access, or update your information. It’s a quick step that can have a big payoff in keeping your data protected.

A my Social Security account allows you to request a variety of documents, including a replacement Social Security or Medicare card and a benefit verification letter. "People can use my Social Security to view their Social Security statement, which provides estimates of their future retirement, disability and survivors benefits," Tiggemann says. "Users may also download a copy of their Social Security statement to use with their financial advisor."

With your free, personal my Social Security account, you can receive personalized estimates of future benefits based on your real earnings, see your latest Statement, and review your earnings history. It even makes it easy to request a replacement Social Security Card or check the status of an application, from anywhere!

A credential includes your username, password, and two-step verification factors. A trusted credential partner helps us securely verify your identity online.

I have never accessed my Social Security, and I do not have a Login.gov or ID.me credential:

Visit www.ssa.gov/myaccount to get started. You will have the option to create an account with our preferred credential partner, Login.gov. You can also access your information with an ID.me account if you have one. Keep in mind:

• You must be 18 years of age or older, have a Social Security number (SSN) and a U.S. mailing address.
• You will be redirected to the partner’s website when you select “Sign In with Login.gov” or “Sign in with ID.me.”
• You must provide a valid email address and some additional information.
• Once you create the credential, you will return to the my Social Security webpage for next steps.

I have never accessed my Social Security, but I already have a Login.gov or ID.me credential:

You can sign in with your credential at www.ssa.gov/myaccount and follow the prompts.

I have accessed my Social Security with a Social Security username and password that I created before September 18, 2021:

You should still sign in using your Social Security username and password. This is the first option on the Sign In screen.

I have accessed my Social Security using my existing Login.gov or ID.me credential:

You can sign in to my Social Security using that Login.gov or ID.me credential.

Create an Account Sign In

Do you have a security freeze or fraud alert on your credit report?

If you have a security freeze, fraud alert, or both on your credit report, you can still open a personal my Social Security account by temporarily lifting it. To do this, you must:

1. Contact our Identity Services Provider and request that they temporarily lift your security freeze or fraud alert.
2. Create a a personal my Social Security account online after lifting the security freeze or fraud alert.
3. Reinstate the security freeze or fraud alert with the Identity Services Provider if needed. When you request a temporary lift of your credit freeze or fraud alert, the Identity Services Provider may automatically reinstate it after your temporary lift expires.

If you don’t want to temporarily lift your security freeze or fraud alert, you can contact your local Social Security office for assistance. For more information on security freezes and fraud alerts, read the Federal Trade Commission’s Credit Freeze FAQs.

Can I see my Social Security account?

What shows up on your Social Security?

How do I know what my Social Security amount is?

How can I reset my Social Security account?