Td bank home equity loan phone number

How can we help you?

We matched that to:

You may use any of the following convenient payment services:

  • Work with your mortgage loan officer to schedule a recurring electronic payment. 
  • Visit our online payment service 
    Payments made by 5:30 p.m., Eastern Time, are posted on the same day. Payments made after 5:30 p.m., Eastern Time, or on non-business days, will be processed on the next business day (Monday through Friday).

    (Online payment is not available for former Riverside Bank, First Federal Bank or American First Bank loan accounts; please see below for mailing address.)


  • Use our Bank by Phone 24/7 automated service 
    Payments made by 5:30 p.m., Eastern Time, on business days, are credited the same day. Payments made after 5:30 p.m., Eastern Time, or on non-business days, will be processed on the next business day (Monday through Friday).

    (Bank by Phone is not available for former Riverside Bank, First Federal Bank or American First Bank loan accounts; please see below for mailing address.)


  • Visit your local TD Bank store

  • Contact Loan Customer Service 24/7 at 1-800-457-2387

  • Mail your payment to the appropriate address below:

    Loan payments, including home equity loans, personal loans, auto/RV/boat loans

    TD Bank
    PO Box 8400
    Lewiston, ME 04240

    Mortgage payments

    TD Bank
    PO Box 5400
    Lewiston, ME 04240

    If your loan account was formerly with Riverside Bank, First Federal Bank or American First Bank, please send your loan payments to:

    TD Bank
    PO Box 100226
    Columbia, SC 29202

Other concerns about your account? Call the number above or read how to dispute an error or request copies of documentation on your mortgage or home equity loan account.

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Home Equity Loans and Lines of Credit Process

Here's what you can expect during the home equity loan and line of credit process – from application to closing.

Our online application process

Here's what to expect when you complete an online Home Equity application.

  1. You can start your application online for a TD Home Equity Loan or Line of Credit
    We will ask questions about the properties you own, your income and your expenses. Once we receive your application, we'll contact you if we need any additional information

  2. We'll let you know if you've met our lending requirements
    After we receive your information a loan officer will contact you and we'll send you your loan disclosures. For a list of required documents, download our checklist

  3. And then schedule your required property evaluation
    This may include an appraisal with an interior inspection. If an interior evaluation is required, your lending specialist will contact you to discuss how that will get set up

Underwriting, Commitment and Closing

What to expect during the underwriting, commitment and closing for your TD Bank Home Equity Loan or Line of Credit.

  1. A loan underwriter will review your financial profile
    The underwriter will compare it to the home equity loan requirements and guidelines for your chosen loan or line of credit. If approved, you will receive a written commitment of terms and conditions

  2. With the written commitment, we can process your lending option
    Processing may include: the verification of your financial information, collection of documents to satisfy conditions of the commitment, and a review of the appraisal of the property

  3. Closing on your TD Bank Home Equity Loan or Line of Credit
    You'll meet with the lender and anyone else needed to finalize the transaction to sign paperwork and arrange for the loan to be disbursed to you. You must close at a TD location of your choice

Calculate your home equity rate and payment

Use TD Home Loan Match to see rate and payment options to help you find the best loan to get cash out of your equity.

Get the most out of your home's equity

  • Ready to choose?

    Get more details on TD Bank Home Equity Loans and Lines of Credit, including rates and how to apply

  •  Already started a Home Equity application?

    Finish your saved TD Bank Home Equity application

  • Td bank home equity loan phone number

     Check the status of your application

    See where your TD Bank Home Equity Loan or Home Equity Line of Credit is in the application process

  • Make a TD Bank Home Equity payment

    Log in to the TD Online Loan Payment Center to make a Home Equity Loan or Line of Credit payment or pay by phone at 1-888-751-9000

Loans subject to credit approval. Equal Housing Lender 

Td bank home equity loan phone number

Have a question? Find answers here

How long does it take to get a home equity loan TD Bank?

A home equity loan or line of credit can take 30-45 days for a final decision. Find out more about the home equity lending process. Can't find your loan number or have questions? Call 1-800-937-5020 and we'll be happy to help.

Does TD Bank do HELOC?

A TD Bank Home Equity Loan (HELOAN) or TD Bank Home Equity Line of Credit (HELOC) offer flexible financing options that can be used to help you consolidate debt, renovate or remodel your home, make a major purchase, or be a lower cost alternative to a traditional mortgage refinance.

How do I look up my home equity?

You can figure out how much equity you have in your home by subtracting the amount you owe on all loans secured by your house from its appraised value. This includes your primary mortgage as well as any home equity loans or unpaid balances on home equity lines of credit.

What is a HELOC vs home equity loan?

A home equity loan allows you to borrow a lump sum of money against your home's existing equity. A HELOC also leverages a home's equity but allows homeowners to apply for an open line of credit. You then can borrow up to a fixed amount on an as-needed basis.