The names of all the account owners Note: A signature guarantee* is required only if the gift is for $10,000 or more. You can bring the letter to your local investor center or mail it to Fidelity at this address: Fidelity Investments Note: Please do not mail the letter to your local investor center. *Fidelity requires a Medallion Signature Guarantee when it is essential to
ensure the authenticity of the signature. A signature guarantee is a widely accepted way to protect customers and investment companies from the legal repercussions resulting from invalid or illegal endorsements. You should be able to obtain a signature guarantee from a bank, a broker, a dealer, a credit union (if authorized under state law), a securities exchange or association, a clearing agency, or a savings association. A notary public cannot provide a signature guarantee. We
cannot accept a notarization instead of a signature guarantee.
Attn: Account Reregistration Services
PO Box 770001
Cincinnati, OH 45277-0039
Note: When connecting to an app via a Fidelity account and routing number, the app will refer to UMB Bank, our banking partner. Make mobile payments faster and easier.Person-to-person money transfer and payment options
DeviceHow it worksTransfer money to Fidelity PayPal®
AndroidTM Apple
You can use PayPal to transfer money into your eligible Fidelity accounts and send money to others. Go to Paypal.com or the PayPal mobile app to add your Fidelity account using your account and routing number. Once your account setup is complete, you can initiate a money transfer to Fidelity from
PayPal, or send money to the PayPal account of a friend, family member, or business from Fidelity.comLog In Required or the Fidelity mobile app.
Venmo®
Android, Apple
You can use Venmo to transfer money into your eligible Fidelity accounts and send money to others. On your Venmo app, add your Fidelity account using your account and routing number. Once your account setup is complete, you can initiate a money transfer to Fidelity from Venmo or send money to
the Venmo account of a friend, family member, or business. You can also use Fidelity debit and credit cards to send funds, and soon you'll be able to receive funds into your account via your Fidelity debit card.
Apple Pay® Cash
Apple®
From the Apple Pay Cash app, use your Fidelity account and routing number OR your Fidelity debit or credit cards to link to your Fidelity account to send and receive funds between the app and your account.
Square Cash
Android, Apple
From the Square Cash app, link to a Fidelity account using a Fidelity debit or credit card to send money only. You'll be able to receive funds to your Fidelity account from the app soon.
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Digital wallets
DeviceAdditional informationSupport Apple Pay
Apple
Once you download the app, it’s easy to add your Fidelity debit or credit card as well as make it the default payment.
About Apple
Pay
Google Pay™
Android
Once you download the app, it's easy to add your Fidelity debit or credit card as well as make it the default payment.
About Google
Pay
Samsung Pay®
Android
Works with the Fidelity credit card; connecting with the Fidelity debit card will be available soon
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Email
Important legal information about the email you will be sending. By using this service, you agree to input your real email address and only send it to people you know. It is a violation of law in some jurisdictions to falsely identify yourself in an email. All information you provide will be used by Fidelity solely for the purpose of sending the email on your behalf. The subject line of the email you send will be "Fidelity.com: "
Your email has been sent.
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Transfer an account to Fidelity
We make it easy to transfer all or part of an account to Fidelity—including stocks, bonds, mutual funds, and other security types—without needing to sell your holdings.1
Is an account transfer right for you?
Yes, if you want to transfer:
| All or part of an investment account, including specific investments in-kind | |
| Retirement or health savings accounts, like IRAs and HSAs | |
| Liquidated annuities, CDs, or holdings from an investment account |
No, if you want to transfer:
How it works
You submit your transfer request to Fidelity.
5-7 minutes
After processing the request, your current firm sends the account assets to Fidelity.
We deposit your assets into your selected account.
5-14 days2
You submit your transfer request to Fidelity.
5-7 minutes Fidelity contacts your current firm, requesting the account assets. After processing the request, your current firm sends the account assets to Fidelity. We deposit your assets into your selected account.
5-14 days2
To start an online transfer, you'll need:
- A statement from your current firm to reference
- Your current firm's name and account details
- Additional ownership information, if multiple account owners
- Details on individual investments you're transferring
Note: In some cases, your current firm may require you to mail in a signed transfer form. If so, we'll conveniently prefill a PDF for you to simply print, sign, and mail.
FAQs
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Can I complete the entire transfer request to Fidelity online without needing a printer?
It depends on the specifics of your transfer. As part of Fidelity's online transfer process, we'll determine if your current firm accepts an electronic request to release your assets to us. If your firm does not, we'll provide a prefilled Transfer assets to Fidelity form that you can quickly print, sign, and mail to Fidelity.
- What if my account at Fidelity is not compatible with the type of account I want to transfer?
As part of our online transfer process, we'll help open new account types that you may need.
- What if the account at my current firm has more than one account owner?
In some cases, your current firm may require all owners on both the account you are transferring as well as the Fidelity account receiving the assets to sign the Transfer assets to Fidelity form.
- How do I know if all my current holdings can transfer to Fidelity without needing to be sold?
This depends on the specific kinds of investments you hold. Some mutual funds may need to be sold and transferred over as cash. Most stocks will transfer over in-kind, but if you own stocks trading at less than $1.00 a share, these securities may need to be sold as well and transferred over as cash.
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How will I know that my transfer is complete? And when will I be able to access my money?
The exact time frame depends on the type of transfer and your current firm. If your current firm accepts electronic requests, the transfer will take approximately 5 days to process. Transfer requests that must be mailed to your current firm may take 2 to 4 weeks to complete. You should receive an email notification when your assets are in your Fidelity account. Once the assets are here, you'll have full access to your cash and securities. You can track the progress of your transfer online at any time with our Status TrackerLog In Required.
- Are there taxes or fees?
In most cases, if you're moving a retirement account to a Fidelity retirement account of the same type, you likely won't incur taxes. We don't charge a fee to move assets from another institution; however, your current firm may charge to transfer your assets to us.
- When is additional documentation needed?
If you've experienced a major life event, like marriage, divorce, or the loss of a loved one, you may be asked to provide additional documentation as part of the transfer process.
The table below shows the paperwork you'll need if the name information registered on your current external accounts differs from what you have at Fidelity.
If your accounts:You'll need to provide: Have different last names Marriage certificate or divorce decree Have different first or middle names One-and-the-Same Letter (PDF) If you are transferring assets after the loss of a loved one, our Inheritance checklist can walk you through any additional steps you may need to take.
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Can I transfer an HSA from another provider?
If you have an existing HSA at another firm, you are eligible to open a Fidelity HSA and transfer your existing account to Fidelity at any time.
When transferring an HSA, it's important to note that your existing HSA may be in 2 separate types of accounts:
- A bank account holding your cash balance
- A brokerage account holding your investments
Both account types are eligible to be transferred, however, a separate transfer request may be required for each one. Your current HSA provider can help you determine the right process and discuss your options. Note: Some financial institutions don't allow in-kind transfers of investments held in an HSA.
Learn more about transferring your HSA.
- Can I roll over my ABLE or 529 accounts in this experience?
Currently, online transfers are not offered for ABLE or 529 accounts. Please download and complete the 529 rollover form (PDF) or ABLE rollover form (PDF) to proceed.
- What is required to be approved for margin or options trading?
To add margin trading to your account, you'll need to complete and submit our margin agreementLog In Required. To be approved for options trading, you'll need to complete and submit a separate options agreementLog In Required. If you're seeking Tiers 2—3 options trading, you'll need to submit both a margin and options agreement. Keep in mind: Until Fidelity has the appropriate, completed agreement on file, we cannot accept transfers of margin or option positions from another firm.
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Will my assets transfer to Fidelity all at once?
For most transfers, your current firm will send the assets to Fidelity all at once. However, if your transfer includes assets that must be sold first or if you have pending activity, your current firm may send those assets once they are settled. In instances like that, your assets will be transferred to Fidelity in batches and you may see a balance with your current firm until the transaction is completed.
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Fidelity's Virtual Assistant uses advanced technology and artificial intelligence to help with frequently asked questions and to enhance your digital experience. It is designed to be both anticipatory and responsive based on your search terms, information you enter in reply to the Virtual Assistant's questions, and your account and other information on file with Fidelity. Fidelity does not guarantee accuracy of the Virtual Assistant's responses or alignment of its suggestions with your intended purpose. The Virtual Assistant does not recommend the purchase or sale of specific securities or digital assets. While it may offer educational information, it does not have the capability to discern what investment choices would be suitable for your personal situation. Do not attempt to place trade orders through the Virtual Assistant; it can provide you with guidance as to how to place a trade at Fidelity, but the Virtual Assistant cannot execute trades on your behalf. Any personal, account or other information you provide to the Virtual Assistant, as well as all search information entered, may be retained, accessible to Fidelity personnel, and used and shared consistent with Fidelity's Privacy Policy. Notwithstanding, you should not provide the Virtual Assistant with credit or debit card information or protected health information.
1. There are some security types that Fidelity is unable to hold. If that's the case, you will need to liquidate those assets in order to move them to Fidelity.
2. Your transfer could be completed in as little as one week. In some cases, it may take longer, but you can track your progress along the way.
Options trading entails significant risk and is not appropriate for all investors. Certain complex options strategies carry additional risk. Before trading options, please read Characteristics and Risks of Standardized Options. Supporting documentation for any claims, if applicable, will be furnished upon request.
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