How to send money without debit card

• Instant Money Transfer
• IMT through Internet Banking
• IMT through ATM
• Receiver Registration
• Receiver Registration Deletion
• IMT Withdrawal
• IMT Blocking
• IMT Limits
• IMT Validity
• Cancel IMT
• IMT Status Check
• IMT Support
• IMT Demo
• IMT enabled ATMs
• Terms and Conditions

IMT: Instant Money Transfer

About IMT

IMT is an innovative, safe and simple domestic money transfer with cash out facility. It allows Banks customer to send money to a beneficiary/ receiver only by using the beneficiary / receiver’s mobile number and secret code; from either our IMT enabled ATMs or our Retail Internet Banking facility. The beneficiary/ receiver can withdraw money from Bank of India IMT enabled ATM without using a card, i.e. card less withdrawal. The beneficiary/ receiver need not be the customer of Bank of India / any Bank. The withdrawal details including secret code are partially communicated to the beneficiary/ receiver on his/ her mobile phone and partially by the sender.

The unique feature of this facility, IMT is as under:-

• Self Service – Bank’s customer can him/ herself initiates the transaction.
• 24 * 7 * 365, facility can be availed 24*7, both by initiator and beneficiary/ receiver.
• Simple, safe and hassle-free.
• The beneficiary/ receiver -
• Prefers cash.
• Needs money instantly / needs emergency cash.
• Don’t have a bank account.
• Bank account details are not known.

Disclaimer

By clicking the link you will be redirected to the website of the third party. The third party website is not owned or controlled by Bank of India and contents thereof are not sponsored, endorsed or approved by Bank of India. Bank of India does not vouch or guarantee or take any responsibility for any of the contents of the said website including transactions, product, services or other items offered through the website. While accessing this site, you acknowledge that any reliance on any opinion, advice, statement, memorandum, or information available on the site shall be at your sole risk and consequences.

The Bank of India and its affiliates, subsidiaries, employees, officers, directors and agents shall not be liable for any loss, claim or damage whatsoever including in the event of deficiency in the service of such third party websites and for any consequences of error or failure of internet connection equipment hardware or software used to access the third party website through this link , slowdown or breakdown of third party website for any reason including and resulting from the act or omission of any other party involved in making this site or the data contained therein available to you including for any misuse of the Password, login ID or other confidential security information used to login to this website or from any other cause relating to your access to, inability to access, or use of the site or these materials in accordance thereto Bank of India and all its related parties described hereinabove stand indemnified from all proceedings or matters arising thereto.

By preceding further to access the said website it is presumed that you have agreed to the above and also the other terms and conditions applicable.

PUBLIC NOTICE

It has come to our notice that fake advertisements for appointment to various posts in the bank have been issued by some unscrupulous elements. It has also been noticed that fake appointment letters for various posts have been issued by certain miscreants..

Candidates are advised to check details of recruitment from career link in the bank’s official website www.bankofindia.co.in only.

In case of any doubt, the candidates may contact at the following address,

BANK OF INDIA
HEAD OFFICE,
H R DEPARTMENT,
RECRUITMENT AND PROMOTION DIVISION,
BANDRA KURLA COMPLEX, MUMBAI – 400 051
TELEPHONE NO.:- 022 – 6668 4849 / 6668 4753 / 6668 4709

Daily cash withdrawal limit for cards

NOTIFICATION TO ALL CUSTOMERS – WITH THE OBJECTIVE OF PROMOTION OF DIGITAL TRANSACTIONS, BANK HAS REDUCED THE DAILY CASH WITHDRAWAL LIMIT IN RESPECT OF ALL CLASSIC AND TITANIUM VARIANT CARDS (RUPAY, VISA AND MASTERCARD), FROM THE PRESENT RS.25,000/- TO RS.15,000/- W.E.F. 01.02.2019. FOR OTHER CARD VARIANTS VIZ. PLATINUM AND BUSINESS CARDS, THE LIMITS REMAIN UNCHANGED

Disclaimer

Builder Projects are approved by the Bank at its sole discretion in respect of specific projects of specified builders, considering the title investigation/valuation report of such projects and satisfying such other particulars in respect of such projects. Approval /Tie-up arrangements are aimed to reduce Turnaround Time of Loan applications by avoiding duplication of certain works in respect of the processing of loan applications in respect of the units in such projects. Nobody can claim their project to be tied-up with the Bank as a matter of right. It is also to be noted that the tie-up in a project do not mean tie up in respect of any other project/extensions of the project of the same builder.

The Bank does not give any assurance in respect of the tie up projects including the merits of the project, such as its facilities, period of completion, price, regulatory approvals, quality of construction, other amenities, etc. or any special status to the builders of such tied up projects and expressly disclaims any liability in this regard. Customers are advised to exercise discretion and are required to make independent and discreet inquiry into such projects and satisfy themselves on the credentials of the project before taking any decision to involve/invest into such project. The Bank shall, under no circumstances be responsible for any dispute between the customer/builder/third party arising out of such involvement/investment/purchase of units in a tie up project.

Decision to sanction/not sanction a loan to any person who intends to acquire unit (s) in an approved / tie up project is a commercial decision of the Bank and approval /tie up arrangement has no bearing on such decision. Sanction of a loan shall be purely on merits and as per Bank's guidelines from time to time in this regard. Please note that neither the builder nor any person who acquires or decides to acquire any unit(s) in an approved/tie up project shall have any right or claim against the bank in respect of such projects.

(The list is displayed as on a particular date and addition /deletion to the list will be made on periodical basis. It may be clarified that bank also extend home loan to eligible borrowers for purchase of resale /under construction /completed units in builders/ projects /individuals not included in the approved list ,also, after compliance of normal verification /due diligence exercise .)

Reduction in ATM withdrawal Limit

With respect to the notification issued on 02.01.2019 regarding reduction in daily withdrawal limit from Rs.25000/- per day to Rs.15000/- per day on classic and titanium variant debit cards, Bank has implemented the change from 20.03.2019 at 05.00 PM

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