The thought of completely replacing your roof, not to mention the roof replacement costs can be scary. The weather during the winter can be atrocious. So now, more than ever might be the perfect time to capitalize on the opportunity to replace your roof. None of us truly want to spend thousands of dollars on a new roof. However, there is a way for you to get a new roof for free!
Inspections
The first step toward getting a free roof replacement is to have it inspected. There are ways that you can inspect your roof yourself. However, in order to get a free roof replacement, you will need to have it inspected professionally.
During an inspection, the roof inspector will act as a third party representative to prove you need a new roof. There are many companies that offer free roof inspections (wink wink zero dollars).
When the roof inspector comes to inspect your roof, make sure they are documenting any damages to your roof that could be weather-related. Weather damages due to hail or high winds may be covered by your homeowner’s insurance. However, you may want to check to see what specific items are covered by your insurance plan.
Not only should the inspector be documenting damages but they should also be taking pictures. Ask the inspector if they will be developing a report after the inspection. If they do issue a report, you should insist that they make a copy available to you. This will ensure that you have evidence of the damages later.
Insurance
You, as a homeowner, most likely have homeowners insurance. You pay lots of money to protect your home, why not use it?
If your roof needs a replacement as a result of coverable damages from your insurance, then you should file a claim. After the claim has been filed, the insurance company will send out an adjuster to validate the claim.
This is where photo evidence and an inspectors report will come in handy. Once the adjuster arrives, you will have proof from a third party that your roof needs a replacement. After the adjuster’s inspection, make sure to gather their results of the inspection. There have been horror stories of people who continued to replace their roof without the confirmation of the adjuster. To avoid this, your insurance adjuster would need to approve the claim in order for them to cover the cost of your roofing replacement.
Warning
Although there is nothing wrong with going about getting a free roof, make sure you vet all of the people you speak with. Make sure that the roofing company and insurance companies are trustworthy. Additionally, don’t tack on anything that is not needed.
If the company isn’t untrustworthy, you might run into bigger issues later. For example, some companies might want to add things to your insurance claim that are not needed. If you agree to these terms, it may be considered insurance fraud. To conclude, make sure to research each company fully!
Summary
If you follow these simple steps, you just might be able to get a new roof for free! While you do pay insurance, the cost for the roof replacement will be covered by your insurance. Who doesn’t love free things? If you need a new roof, reach out to your local roofing company and ask what they can do for you!
Sources:
//www.proremodeler.com/no-such-thing-free-roof
//www.hunker.com/12001168/how-to-get-a-free-roof-for-your-house
1 Broken Shingle or Tile may equal 1 New Roof — Here’s How!
If you’re like many homeowners in Central Florida, you might mistakenly believe that your
homeowner’s insurance will only pay for a new roof if yours gets severely damaged by a covered peril listed in your policy. If you’re under this impression, you may not bother filing a claim for minor roof repairs because you’re responsible for a deductible. You might be surprised to learn that under certain circumstances, you can be entitled to a new roof even if the extent of the damage is just one broken tile or torn shingle.
Here, we’ll explain how you could qualify for a new roof, based
on Florida state law and 2017 building code.
State Law Regarding Homeowner’s Insurance Claims
When one or just a few tiles or shingles are damaged on your roof, and you file an insurance claim, state law mandates that your insurer must replace the material in adjoining areas if it’s not possible to repair the damage so it matches the undamaged portion in quality, size or color. Florida roofing tends to fade over time due to constant exposure to the elements and UV radiation, and roofing material manufacturers discontinue profiles and colors on a regular basis. Unless your roof is virtually new when the damage occurs, it may be impossible to simply replace a single tile or shingle without the repaired area standing out glaringly against the remainder of the roof.
What Florida’s Building Code Says About Roof Repairs
According to the section of Florida’s building code on roof assemblies and rooftop structures, if 25 percent of a roof needs to be repaired in a twelve-month period, the entire roof must be replaced to ensure that it conforms to the current code requirements.
How State Law and the Building Code Add Up to a New Roof
If you file a roof damage claim and it turns out that it’s impossible to replace a damaged tile or shingle so it matches the reminder of your roof, your insurer will have to replace the entire section, from the roof ridge down to the edge. If that section equals more than a quarter of your total roof area, then your entire roof must be replaced so it’s brought up to code.
If your roof has sustained minor damage and you’d like to learn whether you’re entitled to a full replacement, contact us at Total Home Roofing, your trusted Central Florida roofing expert.
LOOKING FOR HIGHLY QUALITY ROOFING CONTRACTOR IN ORLANDO, BREVARD OR DAYTONA, FL?
CALL US TODAY! We have 3 Central Florida offices ready to schedule your free roofing estimate:
Brevard – 321-369-9600
Orlando – 407-674-5655
Daytona –
386-516-5630
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About Total Home Roofing: Total Home Roofing Central Florida’s #1 Residential and Commercial roofing company. Based in Rockledge, FL, founded in 2006, Total Home roofing has over 150 employees and 3 Central Florida offices available to serve you.
Serving Orlando, Winter Park, Winter Garden, Maitland, Apopka, Edgewood, Ocoee, Belle Isle, Bay Lake (part of Walt Disney World), Lake Buena Vista (part of Walt Disney World), Eatonville, Oakland, Windermere, Cocoa Beach, Merritt Island, Vero Beach, Melbourne, Viera, Dewater, Titusville, Sanford, Daytona Beach, Port Orange, New Smyrna Beach, Ormond Beach, Kissimmee, Winter Haven, Ocala, Altamonte Springs, Longwood, Deltona, Oviedo, Deland, St. Cloud, Cape Canaveral, Ponce Inlet, Melbourne Beach, and the surrounding areas.
Locations: Brevard County FL, Orange and Seminole Counties FL, Volusia County FL.