How much money is on my visa debit card

Q: How do I check the balance on my Visa debit card?

Typically, youll find a toll-free number you can call to discover your balance. Or you can check your balance by visiting the card issuers site and entering your cards 16-digit number and security code.

Q: How much money does my debit card have?

One way to check your account balances (if you dont have an online account or dont want to go to the ATM or bank branch) is to simply call your bank. After providing the customer service representative with your account and PIN numbers, he or she should be able to let you know your current debit card balance.

Enable your Card for overseas usage to transact and withdraw foreign currency overseas. Avoid foreign exchange and debit card fees by using a DBS Visa Debit Card linked to any of our multi-currency accounts (e.g. My Account or Multiplier).

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How do I check the balance on my Visa debit card?
How much money does my debit card have?
What is the limit on a Visa debit card?
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DBS & POSB ATM/Debit/Credit Cards

Enable Card For Overseas Use.

Transacting of foreign currencies:
- For online/overseas foreign currency transactions fees, refer to Overseas Card Transaction Fees.

Withdrawal of foreign currencies:

DBS Visa Debit Card (linked with a DBS Multi-Currency Autosave (MCA) Account)

Transact and withdraw up to 11 foreign currencies with no foreign exchange and debit card fees:

Link your DBS Multi-Currency Autosave (MCA) Account with a DBS Visa Debit Card as the Primary Account.
Deposit or Exchange Foreign Currencies in your DBS Multi-Currency Autosave (MCA) Account at your preferred rates via digibank Online.
Functionalities of linked DBS Visa Debit Card (Enable Card for Overseas Use):
- Point-of-sale purchases;
- Online purchases;
- Overseas ATM cash withdrawal*.
Foreign currency transactions and withdrawals will be debited directly from the respective foreign currency wallet.

Note:

*Overseas Withdrawal Charges apply.
Renminbi Offshore (CNH) is not available for these card payment features and all CNH transactions will be defaulted to SGD.
If there are insufficient foreign currency funds in your Multi-Currency Autosave (MCA) Account, the entire foreign currency transaction will be deducted from your SGD funds.
Should there be insufficient SGD funds, the entire transaction will be declined. Partial withdrawal or transaction is not available.

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Link Savings/Current account to your Card
Enable/Disable Card For Overseas Use
Overseas Withdrawal Charges
Open an Account with DBS/POSB

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Important notice

Thank you for supporting the NTUC/OCBC Plus! partnership. The co-branded NTUC & OCBC PLUS! Credit and Debit Cards, NTUC-OCBC Starter account and PLUS! savings account will be phased out. These products will cease to function on 1 February 2023.

Existing customers will be receiving an alternative card/bank account from 7th September 2022, as long as your account remains in good standing.

We would like to assure all our customers that you can continue to use your NTUC and/or OCBC Plus! Credit and/or Debit card till 31st January 2023 or until you activate your alternative OCBC 365 Credit and/or Debit Card from OCBC, whichever is earlier.

For NTUC-OCBC Starter Account and/or Plus! Savings Account, your account will be switched to an OCBC account automatically from 1 Oct 2022. As there is no change to your banking account number, your existing GIRO arrangements remains unchanged. You can also continue to access your banking balances using your NTUC and/or OCBC Plus! Credit and/or Debit Card till 31st January 2023 or until you activate your alternative OCBC 365 Credit Card and/or Debit Card from OCBC.

For more information, please refer to the FAQs.

Additional information

Terms and conditions

Important notices

Thank you for supporting the OCBC Plus! Partnership. It is with regret that we are informing you that the partnership is coming to an end by 31st December 2022. Due to the customer base of the OCBC Plus! Partnership, OCBC is migrating all customers from 10th August 2022 to 15th December 2022, where you will be receiving a replacement card / bank product.

We would like to assure all our customers that you can continue to use your NTUC and/or OCBC Plus! Credit and Debit card from 1st August 2022 to 31st December 2022 or until you activate your replacement OCBC Credit / Debit Card, whichever is earlier.

Further, to ensure continuity in earning / transferring your LinkPoints, please refer to the FAQs.

Plus! Visa Card is a banking product provided by Oversea-Chinese Banking Corporation Limited for Plus! U.

FAQs

Common questions

Do all transactions qualify for rebates on NTUC Plus!/Plus! Visa Cards and what are the transactions that have recently been excluded from NTUC Plus!/Plus! Visa Card Rewards Programme?

The following list of MCCs and merchant transactions will not be taken into account in the award and computation of cash rebates:

Bill payment made through the OCBC Internet Banking platform
Bill payment made through any AXS network
Instalment payment plans charged to your NTUC Plus! / Plus! Visa Credit Card
PayLite transactions charged to your NTUC Plus! / Plus! Visa Credit Card
Instalment payment for Cash-On-Instalments monthly repayments on your NTUC Plus! / Plus! Visa Credit Card
Visa transactions made at TransitLink General Ticketing Machines
Transactions which are categorized into the following MCC Codes listed within Clause 18 of the Terms and Conditions
The following MCCs and merchant transactions will be added to the list of exclusions for the NTUC Plus!/Plus! Visa Card Rewards Programme from 1 June 2020. You may refer to Terms and Conditions for the full list of excluded MCCs and merchant transactions.

MCC	Description
7349	Cleaning, maintenance and janitorial services
8062	Hospitals (only Singapore Government Public Hospitals transactions are excluded)
4784	Tolls and Bridge Fees
5993	Cigars Stores and Stands

What is the difference between transaction date and posting date?

Transaction date refers to the date when a purchase is made.

Posting date refers to the date the transaction is received by the card issuer, OCBC Bank. Merchants may only post the transaction a couple of days after the actual transaction is made. Hence, a purchase made in a particular month may only be posted in the following month’s statement. OCBC Bank has no control over when the merchant posts the transaction.

My Plus! Savings Account is dormant, how do I activate it?

Should you wish to reactivate the account remotely, you may do so via OCBC Internet Banking. Or you may choose to visit any OCBC branch to perform a simple over-the-counter transaction (e.g. a deposit or withdrawal of any amount).

How do I check the balance on my Visa debit card?

Typically, you'll find a toll-free number you can call to discover your balance. Or you can check your balance by visiting the card issuer's site and entering your card's 16-digit number and security code.

How much money does my debit card have?

One way to check your account balances (if you don't have an online account or don't want to go to the ATM or bank branch) is to simply call your bank. After providing the customer service representative with your account and PIN numbers, he or she should be able to let you know your current debit card balance.

What is the limit on a Visa debit card?

The ATM owner is required to tell you that a fee is being charged and how much it is. Many Visa Debit cards have daily cash withdrawal limits of up to $1,000. Daily spending limits may be higher. These limits are meant to protect you in case your card is lost or stolen.