You can choose to have your benefit payments issued to a convenient and secure prepaid Bank of America debit card. Below is the list of all fees for the State of New Jersey Department of Labor and Workforce Development prepaid debit card.
Per purchase with PIN - $0 ATM withdrawal, in-network1 - $0 1“In Network” refers to Bank of America ATMs. Locations can be found at www.bankofamerica.com/cashpay. You will not be charged a fee by Bank of America. 2You will be charged this fee after 4 free each month. “Out of Network” refers to all the ATMs outside of Bank of America ATMs. You may also be charged a fee by the ATM operator even if you do not complete a transaction.* 3Available at financial institutions that accept Visa cards. Limited to available
balance only. 4You will be charged this fee after 1 free each year for remaining balance under $20. All emergency cash transfers must be initiated through the Bank of America Service Center.Spend Money
Per purchase with signature - $0Get cash in the U.S.
ATM withdrawal, out-of-network2 - 90¢
Bank teller cash withdrawal3 - $0
Emergency cash transfer, domestic4 - $0
Information
Customer service - $0
Online account information - $0
ATM balance inquiry - $0
Using your card outside the U.S.
Each international transaction - 2%1
International ATM withdrawal - $32
1Of total U.S. Dollar amount of transaction
2This is Bank of America's fee. You may also be charged a fee by the ATM operator even if you do not complete a transaction.
Other
Online funds transfer - $0
Replacement card, domestic1 - $3
Replacement card, express delivery2 - $10
Replacement card, international2 - $10
Inactive account - $0
Legal process fee - $0
1You will be charged this fee after 1 free each year.
2Additional charge per request
Additional Information
* ATM owners may impose an additional “convenience fee” or “surcharge fee” for certain ATM transactions (a sign should be posted at the ATM to indicate additional fees); however you will not be charged any additional convenience fee or surcharge fee at a Bank of America ATM. A Bank of America ATM means an ATM that prominently displays the Bank of America name and logo.
Your funds are eligible for FDIC insurance. Your funds are insured up to $250,000 by the FDIC in the event Bank of America, N.A. fails, if specific deposit insurance requirements are met. See fdic.gov/deposit/deposits/prepaid.html for details.
No overdraft/credit feature.
Contact Bank of America by calling 1.866.213.4074, 1.866.656.5913 (TTY), or 1.423.262.1650 (Collect, when calling outside the U.S.), by mail at Bank of America, P.O. Box 8488, Gray, TN 37615-8488, or visit www.bankofamerica.com/cashpay.
For general information about prepaid accounts, visit cfpb.gov/prepaid. If you have a complaint about a prepaid account, call the Consumer Financial Protection Bureau at 1-855-411-2372 or visit cfpb.gov/complaint.
With the BofA Prepaid app, you can easily access your BofA Prepaid accounts anytime anywhere all from your phone! You must have received a BofA Prepaid card from an employer, government agency or company with whom you do business prior to using the BofA Prepaid app.*
This application is free to download and makes it easy for you to manage your Prepaid accounts on the go!
FEATURES
Once you've created a passcode for logging on, you'll have access
to:
* View Prepaid Card balances
* View Prepaid Card transaction history
* ATM Locator
* Suspend or reactivate Prepaid Cards
* Manage alerts
MOBILE SECURITY
Your security is our priority. Mobile data transmissions and account information are protected by the same highly secure SSL Standards, just like they are when you access your Prepaid accounts online. Experience the freedom of mobile account access at the palm of your hands!
For questions about the BofA Prepaid
app, please contact us by calling 844.511.1331 or emailing .
*This is not the Bank of America Mobile Banking app, which allows you to access your Bank of America, N.A. bank and Merrill Lynch brokerage accounts.
Terms and Conditions: //www.visaprepaidprocessing.com/content/PRC384/_Docs/DIGITAL-BofAPrepaid-Terms.pdf
Privacy Notice: //www.visaprepaidprocessing.com/content/PRC384/_Docs/DIGITAL-BofAPrepaid-Privacy.pdf
Bank of
America N.A. Member FDIC
© 2021 Bank of America Corporation