First Community Credit Union (FirstCCU) Mobile App
You can use the FirstCCU Mobile App to:
View transactions. Track, view and search for transactions; add a note or an image; and filter by tags anytime and anywhere.
Make transfers. With the mobile app, you can easily and securely initiate one-time, future date or repeating transfers between your accounts at FirstCCU.
Deposit checks remotely. Securely deposit checks anywhere you have a WiFi or Internet connection using just your mobile phone.
Get notifications. Set up alerts for when deposits and payments are made, when transfers go through or when your account balance is low.
Manage your bills. You can add payees, view all your upcoming bills, make payments and access your payment history.
How do I use the FirstCCU Mobile App? Step-by-Step Guides:
Watch Our Mobile Banking Video
Tips for Mobile Check Deposit:
You must enroll and obtain approval to use Mobile Check Deposit. Simply click Deposit Check (in your app dashboard) and select the accounts you would like to deposit a check into (savings, checking, etc.) and submit. This sends a notice to the credit union and you will receive a message in the mobile app when you are approved.
Once you are approved, use the app to take a picture of the front and back of the check. The endorsement on the back must read Mobile Deposit FirstCCU and be on the right side of the image. If the back of the check does not contain the correct information, the deposit will be rejected.
After submitting, you will receive a message that the check has been accepted. Mobile Check Deposits are credited to your account twice daily; 10:00 AM & 3:00 PM Monday through Friday. For example, if you deposit a Mobile Check Deposit at 3:15 PM on Friday, the deposit will appear in your account on Monday at approximately 10:00 AM. All checks deposited through the mobile app are subject to check hold policies of the credit union.
Mobile check deposits are easy and convenient.
You can deposit your checks anytime from your mobile device. Go to our mobile app, click "+" then "Deposit" and follow the instructions.
The Details
Available for Personal Banking
Customers
Mobile deposit for business customers will be added soon.
No Fees
Mobile deposits are no charge and hassle free.
Eligibility
Your account must have been open for at least 90 days and be in good standing.
Deposits
Cutoff Time
Mobile deposits received before 5 p.m. ET on a business day generally will be available to withdraw one to three days after the day of deposit.
Email
Confirmations
You will receive an email when we receive your deposit and another when your deposit is approved.
Daily Limit
10 deposited items up to $1,000
Monthly Limit
30 deposited items up to $3,000
Items Not Accepted for Deposit
- Money Orders
- Cashier's Checks
- Traveler's Checks
Complete List of Items and Terms
Read the Mobile Deposit Disclosure for a complete list of accepted items and applicable terms.
For purposes of funds availability, mobile deposits are considered deposited to an ATM of this financial institution and are subject to extended holds. Each...
Wed, Jan 19, 2022 at 3:40 PM
If you want to discuss raising your mobile deposit limit, contact us through live chat, email us at , or by phone at 636-728-3333....
Fri, May 28, 2021 at 10:52 AM
Yes, you would just need to include "Parent of Minor" in the endorsement area on the check. Alternatively, if you are able to see your children’s ...
Fri, May 28, 2021 at 10:53 AM
When submitting a Mobile Deposit you will need to make sure you select the desired account from your account list. To do this use the following steps: L...
Fri, May 28, 2021 at 10:54 AM
While we accept a diversity of check items, there are a few things we cannot accept: Third party checks (i.e. checks made out to someone not listed as an ...
Tue, Jul 13, 2021 at 9:33 AM
Unless this person is on your account, they are not allowed access to your online credentials such as your username and password. Without that information, ...
Fri, May 28, 2021 at 10:56 AM
If you registration is declined, and you want to discuss being approved, please contact our Online Support department via live chat or phone at 636-537-4473...
Fri, May 28, 2021 at 10:57 AM